These smart, simple suggestions will help you keep calm about your finances―and stay above water. By Lesley Alderman
Stress less, starting now. If you could rewind your thoughts from a recent sleepless night, they might play back like this: Worry about money…wonder what you're making for the bake sale…worry about money…remember to wish your coworker a happy birthday…worry about―you guessed it. In these challenging times, money worries are never far from any of our minds. What makes matters worse is that most people have a "recency bias, which leads them to feel that the future will be no different from the recent past, which in this case was not so great," says Gary Belsky, coauthor of Why Smart People Make Big Money Mistakes and How to Correct Them ($14, amazon.com). How do you stop that negative cycle of worry and feel hopeful again? (Without winning the Powerball, that is.) Start by discerning between irrational worries that you can set aside and valid concerns that warrant action. Below, you're bound to find at least one idea that shores up your pocketbook and eases your mind. Click here for the 4 Fixes
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